I would like to ask you, the blog readers, to help a reporter who is investigating practices in the mortgage modification programs. A national business publication is investigating overly aggressive second mortgage lenders. The reporter, Mr.
Asset Protection Blog – Asset Management – Asset Allocation
October 8, 2009
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The Garage Sale Police are Coming!
Do you anticipate that your next garage sale will bring in at least US$100,000? If you don’t think your children’s old toys and collection of obsolete electronics is worth at least that amount, you might want to take these items to a toxic waste dump instead of selling them. Our friends at the Consumer Product Safety Commission (CFTC) recently informed thrift stores that it’s now illegal to sell used products that have been recalled or don’t otherwise comply with government safety standards. The penalty is up to US$100,000 per violation and up to $15 million for a related series of infractions. But the CFTC regulations don’t just apply to retail stores. They also apply to anyone selling used goods—flea markets, charities, even garage sales. To find out if your next garage sale might result in a US$100,000 fine, the CFTC has helpfully published a ” Handbook for Resale Stores and Product Resellers .” After reading the long list of banned products, you might want to reconsider that garage sale. But, if you’re still determined to have it, you’ll want to begin by disassembling every item you want to sell and testing each part for the various hazardous chemicals that the CFTC rules ban in resold goods. For instance, here’s what the CFTC says you’ll need to test for “phthalates,” a class of now-prohibited chemicals. Many types of plastic toys contain phthalates. 1. Tetrahydrofuran (C 4 H 8 O, THF), GC grade or higher 2
